Are You Owed a Piece of $39 Billion in Unclaimed U.S. Savings Bonds?

Don’t Leave Money on the Table — Check for Your Unclaimed Treasury Bonds

More than $39 billion in U.S. savings bonds have matured and remain unredeemed — and some of that money could belong to you or a family member.

These bonds, issued decades ago by the U.S. Department of the Treasury, stop earning interest after a certain period (typically 30 years), but many go unredeemed. In many cases, the original bondholders have moved, forgotten, or passed away without claiming them.

How to Find Out If You Have Unclaimed Bonds

The process to check is simple and secure. Here's how to get started:

1. Search for Missing Bonds with TreasuryHunt

Go to www.treasuryhunt.gov and enter your or a relative’s Social Security Number. This free tool quickly checks if you’re listed as the owner of any matured savings bonds.

  -  Results will show bonds issued after 1974 that have reached final maturity.
  -  If nothing shows up, that doesn’t necessarily mean you’re in the clear — additional searching or documentation may be needed for older bonds.
 

2. Create a TreasuryDirect Account

If you locate bonds or want to hold future Treasury securities electronically:

  -  Visit www.treasurydirect.gov
  -  Click on “Open an Account” at the top of the homepage
  -  Follow the steps to verify your identity, create a login, and link a bank account
  -  Once set up, you can redeem bonds, purchase new ones, or convert paper bonds to electronic form
 

What to Do if You Suspect Old Family Bonds

If you believe a relative held savings bonds but you can’t find them:

  -  Check TreasuryHunt with their information (if available)
  -  Gather any relevant documents (wills, trust paperwork, death certificates)
  -  Contact the Treasury’s Bureau of Fiscal Service directly for assistance recovering bonds tied to deceased relatives

Take Action Today
Unclaimed savings bonds are part of your financial legacy — don’t let yours stay hidden.

Visit www.treasuryhunt.gov and www.treasurydirect.gov to take control of what’s rightfully yours.

Questions? The Treasury has resources to guide you every step of the way. Start your search — you might just discover a forgotten financial gift waiting to be claimed.