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Rodd's Blog

Wednesday, November 29, 2023

The stock market has been supported by a healthier-than-expected economy this year, generating returns that have helped many portfolios to partially recover from last year's bear market. With the future of the economy still uncertain...

Tuesday, November 21, 2023

N*O*T*H*I*N*G Online is Private! Sharing exciting moments in our life is wonderful, but there is no reason to help the cyber criminals to your information.  Even by limiting your account to people you know; other people may share...

Tuesday, November 21, 2023

In the world of finance, as in martial arts, adaptability is often the key to success. Renowned martial artist Bruce Lee once said, "Be formless, shapeless, like water." This philosophy of adaptability can be applied to the world of...

Tuesday, November 7, 2023

The end of the year serves as a natural checkpoint for many financial and personal processes, and with the arrival of the final months of the year, proactive preparation becomes essential. Whether you are an individual looking to optimize..

Tuesday, November 7, 2023

In a welcome development for millions of Americans relying on Social Security, the Social Security Administration has recently announced a substantial increase in retirement and disability benefits. Starting in January 2024, recipients...

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Tuesday, November 7, 2023

Amidst this complex financial landscape, choosing an experienced financial professional has become more critical than ever. The controversy surrounding Sam Bankman-Fried underscores the importance of exercising due diligence when selecting

Thursday, September 28, 2023

The following is a very brief history of U.S. government shutdowns and the effects they have on financial markets. More importantly, here are a few insights into how investors should prepare for the uncertainty surrounding such events...

Thursday, September 28, 2023

Generational wealth involves proactive financial planning, especially when parents or grandparents pass on their wealth to loved ones after they die. We are providing you with a checklist to help you get a head start on your goals...

Thursday, September 28, 2023

In the intricate world of economics, maneuvering the vast U.S. economy without causing disruptions is likened to steering a colossal ship through a tempestuous storm. The question that beckons is: are we on the brink of witnessing this?

Thursday, September 28, 2023

The past two years presented many small-business owners with unprecedented challenges. This year’s tax planning preparations include necessary measures for small-business owners to satisfy existing, new and modified tax laws that may help.

Thursday, September 28, 2023

Just as a financial professional can help guide investors in better positioning their portfolios, the Ryder Cup captain plays a pivotal role in creating a winning team. Let's explore the parallels between these seemingly unrelated worlds.

Wednesday, August 30, 2023

Discussing charitable giving with family members helps them to understand how meaningful it is to you, the importance of altruism for the betterment of society, and how participating in philanthropy as a family can help bring everybody...

Wednesday, August 30, 2023

Innovation is more than just a buzzword – it's a vital strategy for future-proofing your business. Here's how small businesses can leverage innovation and benefit from a range of financial credits and incentives....

Wednesday, August 30, 2023

This intriguing data prompts a deeper exploration into the risks and rewards of sourcing financial advice from social media influencers versus financial professionals, particularly for younger generations...

Wednesday, August 30, 2023

Beyond the satisfaction of providing jobs and supporting community members, there are tangible financial incentives available for businesses.

Tuesday, August 15, 2023

While 2023 has been a better year for bonds after last year's bear market, rising interest rates over the past three months have acted as a headwind...What do long-term investors need to know about recent swings in the bond market and how.

Wednesday, August 2, 2023

If you or a loved one are approaching the point of needing elder care, you may be wondering what your options are. What level of care is right for your situation? How will you pay for care? What will happen when you need a more...

Wednesday, August 2, 2023

Recent economic figures, which show improving inflation and steady GDP growth, continue to support the market rally. The S&P 500 has gained over 20% with dividends this year and is now only 4.5% below its early 2022 peak. The Nasdaq...

Wednesday, July 26, 2023

In March 2023, the IRS subtly altered the rules on the tax treatment of assets held in irrevocable trusts. This change, detailed in Revenue Ruling 2023-2, has significant implications for the future of estate planning...

Wednesday, July 26, 2023

The giving methods you choose, what you give, and when you give can help you maximize your impact and minimize your tax burden. Here are four charitable giving strategies to consider before making your gift...

Wednesday, July 26, 2023

In recent times, investor expectations have shown a concerning trend of becoming detached from the realities of the market. The focus on technology and artificial intelligence (AI) has largely kept investors engaged and buying, creating a..

Wednesday, July 26, 2023

Here are a few ways small-business owners might save money while their children are in college...

Tuesday, June 27, 2023

One of the longest-standing debates in investing is over the relative merits of active portfolio management versus passive management. With an actively managed portfolio, a manager tries to beat the performance of a given benchmark index...

Tuesday, June 27, 2023

the thought of turning over your most sensitive financial information to a near-stranger can be an intimidating one. To make this relationship work, you'll need to place a great deal of trust in your financial professional...

Tuesday, June 27, 2023

If you have an aging parent or relative, the following arrangements can assist you in addressing this concern of property management...

Tuesday, June 27, 2023

When you buy on margin, you're using leverage to increase your purchasing power. Leverage magnifies the results of your investment decisions. It can lead to profits or losses that are greater than if you had invested your own money...

Thursday, June 15, 2023

The world has been abuzz over artificial intelligence and the possible benefits and threats. Given the promises and hyperbole around AI, what can long-term investors do to maintain perspective and stay properly invested?

Monday, June 12, 2023

Stocks have had a nice run, but at higher prices, the bar for further gains gets higher. We have recently made the case in this publication that there are a lot of...

Wednesday, May 31, 2023

HNW investors are seeking opportunities in alternative investments to protect their wealth from loss. The desire for wealth protection is revitalizing today due to the volatility in the markets. Here's some examples of what they're inves...

Wednesday, May 31, 2023

Families can benefit from adopting their own debt ceiling as a vital tool in creating a sound financial plan. Let’s explore the notion of a debt ceiling, its importance, and how families can leverage it to work towards financial confidence.

Wednesday, May 31, 2023

Internal audits play a crucial role in the proper functioning and success of a business. Here are the main types of internal audits that business owners should be aware of:

Wednesday, May 31, 2023

Balancing how much of each asset class you should include in your retirement portfolio is one of your most important tasks as an investor. That balance between growth, income, and safety/stability is constant juggling based on your stage of

Tuesday, May 16, 2023

As retirement approaches, many older adults consider downsizing their home as a way to simplify their lives, reduce expenses, and focus on what truly matters. To help you navigate this transition, we've compiled a comprehensive checklist...

Tuesday, May 16, 2023

As an investor, it's important to keep a close eye on the stock market indicators. Currently, the indicators are showing a concerning trend that investors should pay attention to.

Monday, May 15, 2023

Being a business owner is often accompanied by the stress of growing your company and providing financial stability and growth for your family. There are many paths to financial independence, so here are a few directions for entrepreneurs..

Monday, May 15, 2023

There are a number of competing priorities that can make it difficult to determine where to focus your money efforts. For many people, the choice between building emergency savings or retirement accounts can be difficult. Here are some tips

Friday, May 12, 2023

The federal debt limit is once again in the news as the country rapidly approaches a critical deadline on June 1. Investors are understandably nervous about Washington failing to reach an agreement, a possibility that both sides agree...

Thursday, May 11, 2023

Golfing and investing may not seem to share much common ground at first glance. But the more you think about it, a successful golfer and a successful investor share a number of traits such as patience, perseverance, attention to detail...

Wednesday, May 3, 2023

Generation Z, the youngest working generation, is commonly thought of as being uninterested in the future. However, recent research has shown that this stereotype may not be accurate, as many Gen Z'ers are excelling at saving for retirement

Wednesday, April 26, 2023

If you're the beneficiary of a large inheritance, you'll need to evaluate your new financial position, learn to manage your sizable assets, and consider the tax consequences of your inheritance, among other issues.

Tuesday, April 25, 2023

Adults caring for aging parents and children simultaneously have now become known as the "sandwich generation." The sandwich generation often feels a tight financial squeeze as they juggle the cost of care for their elderly parents...

Monday, April 24, 2023

If you or a loved one are approaching the point of needing elder care, you may be wondering what your options are. Here we discuss some of the most important estate planning factors for elders and their caregivers.

Friday, April 21, 2023

There are several ways to pass wealth between generations that may provide tax advantages to help preserve it for the younger generations, as opposed to watching it disappear due to a tax consequence.

Friday, April 14, 2023

If you're a business owner, you are likely the Chief Everything Officer at work and have many responsibilities. A business financial plan can help business owners take the stress off of themselves, and do the following things...

Monday, April 10, 2023

You may wonder whether there is any way to maintain your lifestyle and preserve your wealth to pass down to your loved ones. Here are three tips that may help you preserve wealth after retirement...

Saturday, April 8, 2023

Health care in retirement is available from many sources. Depending on your specific needs and circumstances, you may use any number of these resources during your retirement years.

Friday, April 7, 2023

When developing a succession plan for your business, you must make many decisions. The key is to pick the best plan for your circumstances and objectives, and to seek help from financial and legal advisors to carry out this plan...

Thursday, April 6, 2023

To illustrate how life insurance can help you plan your estate wisely, let's compare what happened upon the death of two friends: Frank, who bought life insurance, and Dave, who did not.

Friday, March 31, 2023

For many individuals who hope to leave a legacy for their loved ones, estate planning may take on new importance. Here are two estate planning tips every high-net-worth individual should consider.

Monday, March 27, 2023

Optimizing your Social Security retirement benefits means getting the best return possible on each dollar you've contributed to the system. The amount of Social Security benefits you receive will partly be determined by law, inflation...

Monday, January 30, 2023

2023 Market Outlook

Thursday, January 26, 2023

Congress enacted retirement legislation known as SECURE 2.0 which will incentivize individuals to save for retirement, while increasing access to workplace plans.

Thursday, September 1, 2022

Charting the CourseAugust 30, 2022Recently, I took some time to get my ASA sailing certification. Spending 5 nights on a 40-foot catamaran with an instructor and a few other students was quite the experience. We all knew our end...

Wednesday, August 31, 2022

This month I share a blog from a group of economists that I routinely follow at First Trust Advisors L.P.Biden's Student-Loan Fiasco

Wednesday, June 22, 2022

Have you heard about the I Bond?  It is making a name for itself because it currently offers an attractive yield to fight inflation.I Bonds are inflation-protected savings bonds and are 100% backed by the U.S. federal government....

Friday, May 27, 2022

As they say, “May you live in interesting times”.  Russian forces invading Ukraine, oil prices skyrocketing, and market gyrations through the first 5-months of the year have created plenty of uncertainty. Let me...

Thursday, May 26, 2022

This month I share a blog from a group of economists that I routinely follow at First Trust Advisors L.P.Click Here to Read the Article

Wednesday, May 25, 2022

First Trust - Recession Unlikely in 2022

Monday, February 21, 2022

Thursday, February 17, 2022

Monday, November 1, 2021

Baked Brie 2 TBSP Unsalted Butter1 Small Onion Diced (about 1 cup)½ TBSP Minced Garlic 8 oz Brie (rind trimmed)8 oz Cream Cheese½ Cup Sour Cream2 tsp Lemon Juice2 tsp Brown Sugar½ tsp Worcestershire SauceSalt &...

Monday, November 1, 2021

Inflation continues to be one of the most discussed topics in financial circles. The bottom line: it’s here and will continue for several years. In my last blog I discussed the M2 money supply and its effects on investable asset...

Monday, August 2, 2021

Are stocks and real estate part of an asset price bubble? Lately, I’ve been asked by many clients, friends, and acquaintances if I think we are in an asset price bubble. Should they sell their investments and their home and wait...

Monday, August 2, 2021

IRS Makes 2021 IRA Cost-of-Living Adjustments

Thursday, May 6, 2021

As part of your overall financial health, let’s look at an often-overlooked scenario. Hopefully, this is something you’ll never need, but what if you can’t be reached for an extended period of time. Sometimes it as...

Wednesday, March 3, 2021

For years, the mounting federal debt burden has been a major point of contention between political parties, economists, and fiscal planners. Some claim the escalating debt is a time bomb -- a mortgage on America’s future. Others...

Monday, November 23, 2020

As you read this blog, if a friend or relative comes to mind, please share it, as I’m sure someone in your life will appreciate the read. You may find yourself in the milestones below, as well. So, let’s get started…...

Thursday, November 19, 2020

The story is a common one these days. You have been furloughed or laid off, just a few years before you plan to retire. Or, your work-from-home arrangement is ending, and you're not keen on resuming the commute or going back to a...

Thursday, August 6, 2020

This month I share an article from Brian O'Connor at Experian. With the frequency of online transactions increasing, the article is a reminder of actions to take if you are involved a credit/debit card breach. Click Here to Read the Article

Thursday, July 9, 2020

This month I share an blog from a group of economist that I routinely follow at First Trust Advisors L.P.

Thursday, July 9, 2020

A once-in-a-lifetime event such as the coronavirus pandemic forces us to reassess many things we may have taken for granted. Most of us take our personal good health for granted. Many of us assume we will always get by financially,...

Thursday, April 2, 2020

The new $2.2 trillion stimulus package that was passed by our Federal government has features intended to keep workers paid and employed, allow businesses to remain operational and make necessary health care system enhancements to...

Thursday, April 2, 2020

Volatility is back. The sustained rally that produced 30%+ gains in the S&P 500 in 2019 and continued into 2020 came to an abrupt halt in late February, when fears of the new coronavirus epidemic and its effects on the economy swept...

Monday, March 16, 2020

In periods of extreme volatility like we have witnessed over the past few days, I want to assure you that I am no ostrich hiding my head in the sand. Our process at Miller Wealth Management is to construct a personalized portfolio...

Monday, January 27, 2020

Effective January 1, 2020, the SECURE Act is in effect. While there are several areas that this new legislation impacts, these four changes may impact you and your friends now: Inherited IRA distributions must now be taken within 10...

Monday, January 27, 2020

Click here to read about the top 10 provisions of the SECURE Act.

Wednesday, January 15, 2020

According to the U.S. Department of Health and Human Services, someone turning age 65 today has almost a 70% chance of needing some type of long-term care services and supports in their remaining years. Whether you or your spouse will...

Thursday, October 10, 2019

Some folks, whether 30, 50, or 70 years old, might feel they are too young to retire. But others, can’t wait to get retirement started. A millennial buzz word in the past few years has been FIRE, an acronym standing for...

Thursday, October 10, 2019

For years, Americans have been schooled on the benefits of saving: for retirement, for a child's higher education, and even for a rainy day. It's time to add another item to that list: health care. As health insurance premiums,...

Wednesday, July 10, 2019

As the famous saying goes, “If you don’t know where you are going, you’ll end up someplace else.” Will you end up on the side of a Mt. Everest when you want to be on Waikiki Beach. Hopefully not. So, let’s...

Sunday, July 7, 2019

Independent Investor – June 2019 Title: How Much Social Security Can You Expect? One of the first steps in planning for retirement is to get an accurate read on just how much income you can expect to receive from Social Security....